Motor Insurance · Kenya

Your Motor Insurance. Simplified.

Kenya's fastest motor insurance platform. Compare plans from top underwriters, insure any vehicle, and get your certificate in minutes — entirely online.

2 min

To Get Covered

100%

Digital Process

IRA

Compliant

24/7

Support

Private Vehicle
Private Vehicle
Commercial
Commercial
PSV
PSV

What We Cover

Choose Your Cover Type

Pick the cover that suits your vehicle and budget — then compare plans from top underwriters.

Comprehensive

Most Popular

Full protection for your vehicle — covers accidents, fire, theft, and third-party liability.

  • Own damage & theft
  • Third-party bodily injury & property damage
  • Fire & natural perils
  • Optional extras (excess protector, political violence & more)

Third Party Only (TPO)

Legal Minimum

The minimum legal requirement in Kenya. Covers your liability to third parties only.

  • Third-party bodily injury
  • Third-party property damage
  • Meets legal road requirements
  • Most affordable cover option

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We Cover All Vehicle Types

Private

Saloons, SUVs, hatchbacks

Commercial

Light & heavy goods vehicles

PSV

Matatus, buses, taxis

Motorcycle

Boda bodas & motorbikes

How It Works

Insured in Four Steps

1

Choose Cover

Comprehensive or TPO

2

Select Plan

Compare & pick your plan

3

Enter Details

Vehicle & personal info

4

Pay & Done

Certificate issued instantly

Why Wheelswise

Built for Kenyan Motorists

Smart, fast, and fully regulated insurance — designed around your needs.

Instant Quotes

Compare quotes from multiple underwriters in seconds — no waiting, no back-and-forth.

All Vehicle Types

Private cars, commercial trucks, PSVs — we cover every type of motor vehicle.

IRA Compliant

All policies are issued by licensed underwriters, fully compliant with Kenya's Insurance Act.

24/7 Support

Our team is always available to help you with quotes, claims, or any insurance queries.

Trusted by Kenyan motorists

Fast, transparent, and reliable — just like insurance should be.

M-Pesa

M-Pesa Payments

IRA

Regulated

Ready to get covered?

Get a motor insurance quote in under 2 minutes. No agents, no paperwork.

Get Started