Your Motor Insurance. Simplified.
Kenya's fastest motor insurance platform. Compare plans from top underwriters, insure any vehicle, and get your certificate in minutes — entirely online.
2 min
To Get Covered
100%
Digital Process
IRA
Compliant
24/7
Support
Private Vehicle
Commercial
PSVWhat We Cover
Choose Your Cover Type
Pick the cover that suits your vehicle and budget — then compare plans from top underwriters.
Comprehensive
Most PopularFull protection for your vehicle — covers accidents, fire, theft, and third-party liability.
- Own damage & theft
- Third-party bodily injury & property damage
- Fire & natural perils
- Optional extras (excess protector, political violence & more)
Third Party Only (TPO)
Legal MinimumThe minimum legal requirement in Kenya. Covers your liability to third parties only.
- Third-party bodily injury
- Third-party property damage
- Meets legal road requirements
- Most affordable cover option
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We Cover All Vehicle Types
Private
Saloons, SUVs, hatchbacks
Commercial
Light & heavy goods vehicles
PSV
Matatus, buses, taxis
Motorcycle
Boda bodas & motorbikes
How It Works
Insured in Four Steps
Choose Cover
Comprehensive or TPO
Select Plan
Compare & pick your plan
Enter Details
Vehicle & personal info
Pay & Done
Certificate issued instantly
Why Wheelswise
Built for Kenyan Motorists
Smart, fast, and fully regulated insurance — designed around your needs.
Instant Quotes
Compare quotes from multiple underwriters in seconds — no waiting, no back-and-forth.
All Vehicle Types
Private cars, commercial trucks, PSVs — we cover every type of motor vehicle.
IRA Compliant
All policies are issued by licensed underwriters, fully compliant with Kenya's Insurance Act.
24/7 Support
Our team is always available to help you with quotes, claims, or any insurance queries.
Trusted by Kenyan motorists
Fast, transparent, and reliable — just like insurance should be.
M-Pesa Payments
IRA
Regulated
Ready to get covered?
Get a motor insurance quote in under 2 minutes. No agents, no paperwork.
Get Started