Motor Insurance
Motor Insurance in Kenya
Compare comprehensive and TPO cover from Kenya's top underwriters. Get a quote in under 2 minutes.
Comprehensive Cover
The most complete protection for your vehicle. Covers your own vehicle damage from accidents, fire, theft, and natural disasters — plus full third-party liability. Ideal for newer vehicles and higher-value cars.
- Own damage from accidents
- Fire & theft
- Third-party bodily injury
- Third-party property damage
- Natural disaster damage
Third Party Only (TPO)
Kenya's minimum legal insurance requirement. Covers your liability to third parties — bodily injury and property damage you cause to others. The most affordable option for older or lower-value vehicles.
- Third-party bodily injury
- Third-party property damage
- Legal compliance
- Affordable premiums
Vehicle Types
Vehicles We Cover
Private Vehicles
Private passenger cars, hatchbacks, saloons, SUVs
Commercial Vehicles
Light and heavy commercial vehicles, pick-ups, lorries
Public Service Vehicles
Public service vehicles, matatus, buses, taxis
Why Wheelswise
The Smarter Way to Get Insured
10+ Underwriters
Compare plans side-by-side from Kenya's top licensed insurers
2-Min Quotes
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M-Pesa Payment
Pay securely via M-Pesa STK Push
Instant Certificate
Your insurance certificate is issued immediately on payment
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Get a personalised motor insurance quote in under 2 minutes. No agents, no paperwork — just simple, fast coverage.
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